Rock.estate combines the property checks your teams need in one process, without extra vendors, manual follow-up or fragmented reports.
Digital first, on-site when needed.
A 30-minute call about your own valuation process. No preparation needed.










5 out of 6 files are verified remotely, in one business day.
Valuation, EPC and flood risk in one report. No reconciling three vendors.
100% of reports are signed by a registered valuer.
50+ certified experts on site within 3 business days.
Traditional valuations send every file through the same slow, expensive visit. Rock.estate reviews the file remotely first, and calls in an expert on-site only when the property or your policy requires it.
5 out of 6 valuations are performed by Desktop Experts, and 98% are delivered within a business day. No visit, no scheduling delay, no added cost.
You win, your client wins.
If the property profile, data quality or your internal policy requires more certainty, the case is routed to an on-site expert and the report delivered within 48 hours of the visit.
Value, energy performance and flood risk for any home in Belgium and Luxembourg, from a single address.
Market, forced-sale, rental and reconstruction values from one address, checked and signed by a registered valuer.
The EPC label of any home, with renovation scenarios that show the cost, the new label and the effect on its value.
A flood risk level for every address, based on official flood zones, so it can be priced, monitored and reported.
Most valuations start from the agreed price and adjust from there. Ours don't. The transaction price, the loan amount and the client's own estimate are kept out of the valuer's process entirely, so every value comes from the property and the market.
A 30-minute call. Bring an address, we run it live.
Every report is documented against CRR and EBA guidelines, so your review team can sign off without rework.
To confirmEach report also comes back as structured JSON (values, building details, risk), straight into the tools you already use.
We share the methodology and back-testing results, so your team can validate the model before you commit.
Rock.estate is audited every year by major European clients across IT security, model risk governance and compliance.
When the property profile, the available data or your own policy calls for it. 5 out of 6 valuations are completed remotely by Desktop Experts; the rest go to an on-site expert, with a visit within 3 business days and the report within 48 hours.
See how we value →A registered valuer signs every file, desktop and on-site alike.
No. The agreed price, the loan amount and the client's own estimate are kept out of the valuer's process entirely, so every value comes from the property and the market.
Request the methodology note →Every house and apartment in Belgium and Luxembourg, from a single address.
Start with a sample of your own files. We run them and show you the results side by side.
Book a 30-min demo →Market, forced-sale, rental and reconstruction values, plus EPC and renovation scenarios and flood risk, all from the same address and in the same workflow.
Browse the data catalog →Five fields from your loan system, a signed value back within one business day. The lender page walks through origination, advisors and portfolio revaluation.
See the lender workflow →One address from your customer, 20+ building details, reconstruction cost and flood risk back. The insurer page shows the quote flow, pricing and back-book checks.
See the insurer workflow →Yes. You can request a valuation of your own property directly, from a single address.
Request a valuation →In 30 minutes we walk you through a few sample addresses, then run one of yours live. Bring any property you want to test.
Get the complete Rock.estate valuation report for this property — values, comparables and risk analysis. We'll email you the PDF.